Considering North Cyprus as a retirement destination? Find the answers to your most common questions you as an expat might have when moving to North Cyprus.
Is North Cyprus safe?
North Cyprus is one of the safest destinations in the Mediterranean. Crime levels are very low. It is safe to walk around even at night, people are very friendly and helpful.
Is North Cyprus a member of the EU?
On May 1st, 2004, the Republic of Cyprus became a full member of the European Union (EU) on behalf of the whole island. It means that the whole island is considered to be part of the EU. However, the application of EU law is suspended in the northern part of the island.
The Turkish Republic of Northern Cyprus (TRNC), which is not recognized as a member state, is within the European Union borders but it is outside the territory of the internal market.
What are the benefits of moving to North Cyprus?
- Great base to travel the world
- Super climate
- Very low level of crime
- Extremely friendly locals who generally speak English
- Very cheap cost of living (meze and kebab dinner around £10-£15)
- Tasty produce at rock bottom prices
- No tax on pension incomes
- Property transactions in GBP
- Property procedure follows the British legal system
- Cheap education
How can I find friends and integrate into the community?
There is a strong expat community scattered across the area with bowling teams, a superb golf course in Esentepe, darts teams, gyms, badminton etc.
The Foreign Residents Society can help you integrate quicker and find friends. They host and organize various social events and gatherings, just follow the updates on their website.
Can I use public hospitals in North Cyprus?
Yes, if you have residency you are entitled to use public hospitals. In fact, when you apply for residency, you have to have health insurance in place.
You can apply for the North Cyprus state health insurance via the Koop Bank in Nicosia and it will cost you around £45 per year. It covers the use of a State ambulance (112 Emergency Ambulance Service) and gives you a 20% discount on treatments.
Are private hospitals good enough in North Cyprus?
North Cyprus private hospitals are very well equipped and staffed with highly-trained doctors and nurses.
Near East University Hospital in Nicosia has state of the art equipment, a cutting-edge diagnostic imaging center, and English-speaking staff.
There are also excellent dentists trained in Turkey, Europe and the States at very reasonable prices.
How much will private healthcare cost me?
Health insurance is available from various local agencies. Depending on your age and health, a middle-tier plan with nil excess can cost you around £1,000 per year and will increase from the age of 55 upwards.
The pay-as-you-go option is also available and regular “maintenance” visits to a doctor won’t break your bank. As an example, a consultation with a GP can cost you £20-30.
Do I need a visa to visit North Cyprus?
No, there’s no visa required for citizens of most European countries including the UK.
How do I get my residency permit?
A short-term residency is given on entering the country. It usually covers 30 or 90 days.
To apply for long term residency, the system is now automated and online. You can find up to date information in the Foreign Residents Society group on Facebook and on the website.
How easy is it to rent a property in North Cyprus?
Renting in North Cyprus is a straightforward system; 2 deposits and one month’s rent are usually asked for upfront plus a reference from a previous landlord or employer.
Rent can be paid into the UK or local bank.
How much will it cost me to rent a property in North Cyprus?
Monthly costs are considerably lower than in the UK and so are electricity, water and gas (if central heating is available).
Rental prices range from around £300 for a 2-bed apartment to £500+ for a 3-bed villa with a pool.
Can foreigners buy a property in North Cyprus?
Yes, foreigners can buy a property in North Cyprus. It’s a straightforward process, which will include providing a clean police check and receiving permission from the Council of Ministers
What is the process of purchasing a property in North Cyprus like?
The first STEP is to agree on the price, payment terms, fill the reservation form to take the property off the market, pay the agreed deposit, which is usually not more than £1000-2000. In the preliminary contract conditions of sale, possible credit and payment plans, are described.